- The down payment assistance available is $7,000.
- To qualify for the Forgivable down payment option, a 1 person household’s income in YORK County cannot exceed $37,250 and $42,550 for a 2 person household.
- Must live in the home 5 years in order for the loan to be completely forgiven.
- The Home price is up to $208,000 in YORK county.
- 640 minimum credit score
- The interest rate is 5.125% on a 30 yr fixed rate.
Call me or email me for more information on this program. sharon@SharonSellsCarolina.com
Filed under Announcements, Fort Mill SC, Home Buyers, Real Estate Tools, Rock Hill SC, Tega Cay SC by 
This past weekend Rock Hill and Fort Mill SC experienced the 3rd winter storm in as many weeks. It’s been my experience that we typically get one storm per winter season, but not this year! This year, we’ve had at least 5 and who knows how many more could be on the way before it’s all over with!
At any rate, I absolutely LOVE how pretty snow is and certainly enjoyed this past weekends snow fall.
This photo comes courtesy of the Rock Hill Herald.
Filed under Fort Mill SC, Fun Stuff, Life In the Carolinas, Rock Hill SC by
A recent study released by the Gallop orgnization shows that many of Charlotte NC’s residents rate it highly in terms of it’s overall beauty, quality of life, and access to higher education, but simultaneously rank it lower for things like the areas parks, playgrounds, and hiking trails.
While it all sounds like a bit of a contradiction, overall the feeling from the poll shows that Charlotte is very open to new comers as well, as it should be. It’s very difficult to find many native Charlotteans and even some of the cities most well known people, former Charlotte Observer owner D.A. Tompkins and former Bank of America CEO Hugh McColl just to name a few. I can honestly say that’s one of the reasons I love the Charlotte NC area so much is because of the diversity brought about by people coming from all over the country. It truly is a melting pot of cultures and ideals.
Some of the areas cited as needing improvement include the quality of the schools and the economy. The economy is certainly an easy one to understand when you consider that much of Charlotte’s economy is based on the banking industry, which has certainly taken a beating over the past 18+ months.
In terms of the school systems, I really don’t know what to say about this one. It certainly is a bit of a mess and as much as I’d love to say we can see a light at the end of the tunnel I don’t know that that’s the case.
Fortunately, for those of us down here in the Fort Mill SC and Rock Hill SC area, we don’t have to deal with the Charlotte Mecklenburg School System’s troubles. Fort Mill SC school district is rated as one of the top school districts in the state of SC and many people are choosing to purchase the new home in the Fort Mill SC area for this very reason.
Overall, I’d say that Charlotte NC definitely has a ton of great features and is a great place to live. At the same time, the Fort Mill SC and Rock Hill SC areas offer many additional benefits PLUS we also get to take advantage of everything that Charlotte has to offer because of it’s close proximity!
Filed under Carolina Real Estate, Charlotte NC, Fort Mill SC, Life In the Carolinas, Rock Hill SC by
If you’ve been sitting on the real estate fence waiting to see where the housing market heads, believe it or not, right now might just be the PERFECT time to buy a new Fort Mill SC home.
Here are 5 reasons why:
1. The governments $8,000 first time home buyers tax credit is set to expire on Dec. 1st. That means you’ve got to actually close on your new home. And because it typically takes at least 30 days to go from contract to close, you need to start taking action RIGHT NOW.
2. Believe it or not, there is some 100% financing programs still available. Now, these programs come with many more requirements and restrictions than similar programs that were available previously, but that doesn’t mean you can’t find them anymore. Just be sure to shop around with lenders as some may offer different programs than others.
3. Everything is on clearance. Home sellers know this is a buyers market because many homes are selling at or below the original purchase price. There are many short sales and foreclosures available in the Fort Mill SC area, which means you can now get twice the home for half the price. There really are some amazing deals available IF you have time on your side and a knowledgeable agent.
4. Interest rates may never be this low again. As the economy improves, interest rates will undoubtedly rise and if you don’t act soon you may miss the opportunity. Don’t be one that says “if I had only…”! The best thing to do is to find one of the many free mortgage calculators on the web and play with the numbers. You will find your mortgage monthly payment goes up much quicker with interest rates than if the house price drops a few thousand
5. Local builder incentives are growing. Because the inventory of homes available is growing, builders are willing to customize new homes for a fraction of what was available in the past. If you can’t find what you’re looking for in the inventory of pre-built home, look at local builders for the many build-to-suit options available.
If you’re looking to purchase a new home in the Fort Mill SC in spite of the current economy, this really is a great time to take action. These five reasons are just a few of the many why right now might be your best time to take action!
Filed under Carolina Real Estate, Fort Mill SC, Home Buyers, Interest Rates by
My husband and I are in the process of shopping for some new bedroom furniture. As part of that process I’ve been doing quite a bit of research trying to get ideas on how to design the room so it looks good and is functional.
Here’s a quick video I found online that I thought had some great ideas to help you arrange your bedroom furniture:
If you’re looking for a new home in Fort Mill SC or in Rock Hill SC, definitely give me a call. I’d love to help you find the perfect bedroom where you can put these tips to use!
Filed under Decorating Ideas, Fort Mill SC, Home Decorating, Rock Hill SC by
